Save on Your Summer Vacation With These Credit Cards

Editor’s Note: Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive a commission from card issuers.

Temperatures are rising, and so is the American urge to hit the beach, road trip or take a nice family vacation.

Another thing not cooling off, though, is inflation. These days, every buck counts even more than usual — so why not take a minute to see if you’re getting all the savings you can out of your credit card?

Check out these great card offers and see what you can do to take the heat off your wallet.

Capital One Venture

Why we like it: An early spending bonus offer of 75,000 miles when you spend $4,000 within the first three months is worth $750 in travel.

What to know:

Capital One
  • Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
  • Earn 2 miles per dollar on every other purchase with no annual cap or expiration.
  • Get up to a $100 credit on Global Entry or TSA PreCheck.
  • No foreign transaction fee.
  • $95 annual fee.

Note: This card has a $95 annual fee. The Capital One VentureOne card does not, but doesn’t have the same early spending bonus offer and offers a lower rate of return.

Chase Sapphire Preferred

Why we like it: Like its cousin the Chase Sapphire Reserve, this card offers great bang for your buck on travel rewards and currently has a compelling introductory offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months, worth $750 toward travel. Combined with all the other high reward points opportunities, this card more than pays for itself.

What to know:

Chase Sapphire Preferred
Chase
  • Get 60,000 bonus Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening.
  • Get a $50 annual Ultimate Rewards hotel credit.
  • Get a 10% anniversary points boost each year.
  • Earn 5 points per $1 spent on travel purchased through Chase Ultimate Rewards.
  • Earn 3 points per $1 spent on dining.
  • Earn 2 points per $1 spent on other travel.
  • Earn 1 point per $1 spent on everything else.
  • Get trip cancellation insurance if your trip is canceled due to sickness or severe weather conditions.
  • Get complimentary DashPass for a year or more for $0 delivery fees on DoorDash.
  • No foreign transaction fees.
  • $95 annual fee.

Citi Premier

Why we like it: You’ll earn 60,000 bonus points with the Citi Premier card after spending $4,000 on purchases in your first three months of card membership, redeemable for travel or for $600 in gift cards.

What to know:

Citi Premier
Citi
  • 60,000 bonus ThankYou Points after making $4,000 in purchases within three months of signing up.
  • 3 points per $1 for spending at restaurants and supermarkets.
  • 3 points per $1 for spending at gas stations, hotels, and on air travel.
  • 1 point per $1 on all other purchases.
  • $100 off a hotel stay of $500 or more, once per year, when booked through Citi’s rewards website.
  • $95 annual fee.

Note: This card has no foreign transaction fees.

The Platinum Card from American Express

Why we like it: The Platinum Card from American Express will rack up enormous rewards while providing stellar ongoing benefits, including 100,000 Membership Rewards Points after you spend $6,000 in the first six months.

What to know:

The Platinum Card from American Express
American Express
  • Earn 100,000 Membership Rewards Points when you spend $6,000 in your first six months.
  • $200 in statement credits each year on select prepaid hotel bookings through American Express.
  • Up to $100 in fee credit for Global Entry or TSA PreCheck
  • Up to $200 for Uber rides or Uber Eats orders annually plus Uber VIP status.
  • Includes Marriott Bonvoy Gold Elite status and Hilton Honors Gold Status
  • 5X points on flights booked directly with airlines or through American Express Travel (on up to $500,000 in purchases starting Jan. 1, 2022).
  • 5X points on prepaid hotels booked at amextravel.com.
  • 1X points on other eligible purchases.
  • $695 annual fee. (See rates and fees)

Note: Other current card benefits include up to $200 in statement credits each year for airline charges such as baggage fees and in-flight purchases and up to $240 in credits each year on certain digital entertainment subscriptions.

Whatever you need in a credit card — whether it’s a balance transfer, reward points, cash back or a low interest rate — you can find it with our credit card search tool. Click here to search for the plastic that best fits your needs.

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